• Home
  • About AFC
    • Why AFC?
    • People Oriented
    • Principle Centered
    • Process Driven
    • K. E. Southorn CLU
    • Questions & Answers
  • Our Services
    • Retirement Planning – CreateCREATE…“adding to the piggy bank” This phase is yours if retirement is still in the future! Growing Retirement Assets: Although becoming more conservative in your investment approach,you still desire a healthy return on your money. Building Estate Values: The emphasis is changing from short-term needs (e.g. term life) to longer term planning to protect what you‘ve built! Maximizing Tax Strategies: There are opportunities here to give an assist in
    • Retirement Planning – ConvertCONVERT…“shaking the piggy bank” Now you are retired or on the doorstep–time to streamline your financial affairs. Here’s how we can help! Consolidating Assets for Income: While accumulating money a variety of programs is fine. In theincome phase SIMPLIFICATION is king! Coordinating Income Sources: This is not just a matter of adding figures together, but integrating theincome sources and their timing to suit your needs. Achieving Tax-Efficiencies: You don’t want tax-planning to take over from your goals–but if theycan work together–why not!
    • Retirement Planning – ConserveCONSERVE…“still hearing something in there!” Continuity of income and the preservation of estate assets for those we love grows in importance. Making Income Last: Longevity, market volatility and inflation make this a high planning priority! Strategies include the relatively new addition of Guaranteed Lifetime Withdrawal Benefit plans. Protecting Estate Goals: Structuring assets for ease of settlement and with minimum tax impact. Reviewing the Plan Regularly: Conditions change, life throws you a curve ball, family needsevolve…all reasons to review your plan to keep its integrity intact! Retirement Income Planning isn’t all that complicated when you break it down and allow the process and a written plan to bring it into focus! EXPERIENCE. PLANNING. TOMORROW.
    • Employee Financial Transitions
    • Retirement Seminars/Talks
  • Case Capsules
  • Contact
    • Planning Preview Form
    • Life Insurance Review Request
    • Easy On-Line Coverage
You are here:Home Retirement Planning – Conserve
  • Search

  • Navigation

    • Home
    • About AFC
      • Why AFC?
      • People Oriented
      • Principle Centered
      • Process Driven
      • K. E. Southorn CLU
      • Questions & Answers
    • Our Services
      • Retirement Planning – Create
      • Retirement Planning – Convert
      • Retirement Planning – Conserve
      • Employee Financial Transitions
      • Retirement Seminars/Talks
    • Case Capsules
    • Contact
      • Planning Preview Form
      • Life Insurance Review Request
      • Easy On-Line Coverage
  • Newsletter

    Sign up to receive our popular newsletter!
  • Latest Case Capsules

    • Flexibility Within Structure
    • From You to You, or Growing through Transitions
    • Worst Reasons not to Have Retirement Income Plan
    • Mortgage Protection for Life
    • “These are the Minutes”

Retirement Planning – Conserve

conserve

Planning for the Duration!
 

CONSERVE…“still something in there!”

  • Making Income Last: Longevity, market volatility and inflation call for strategies including annuities and recent additions like GMWB’s.
  • Protecting Estate Goals: Structuring assets and insurance for ease of settlement and minimum tax impact.
  • Reviewing the Plan Regularly: Conditions change, life throws you a curve, family needs evolve…keeping the plan’s integrity intact!
     

If life is what happens when you’re planning something else, be prepared should something else happen!

 

EXPERIENCE. PLANNING. TOMORROW.

 

Items of Interest

OAS Claw-Back Calculator

Tax and Estate Issues Pointer Card

Help My Savings Last Calculator

Generational Wealth Transfer by Estate Bond

Powers of Attorney

Retirement Risks Video

CNN Money–Confessions of Extreme Penny-Pinching

Higher After-Tax Income Through Insured Annuity

Estate Planning Peace of Mind   

AFC Video: Avoiding the Reverse Legacy          

CPP Survivor Benefits                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              

 

 

 

 

 

 

 

 

 

  • Social Media

    • Join our Group: Linked In
    • Watch our Videos on: YouTube
    • Follow Us on: Twitter
    • Subscribe to Our: Newsletter
  • Recent Tweets

  • Contact Details

    • Name: Affirmative Financial Corp.
    • Address: 501B-65 Front St
    • City: Nanaimo
    • Province: B.C.
    • E-mail: info@affirmativefinancial.ca
    • Phone: (888) 887-9757
© 2012 Affirmative Financial
  • Home
  • Sitemap
  • Privacy Policy
  • Terms & Conditions